What’s New

Hero Checking Account


  • Foreign ATM surcharge refunds, up to 4 per month

  • Free cash withdrawals at participating SUM Network ATMs

  • Free access to the SecurLOCK Equip app to receive debit card alerts and manage cards

  • Access to online banking, bill pay and e-statements

  • 40 free basic checks at account opening

  • Free MasterCard debit card

  • No monthly service charge/no minimum balance required

  • Visit: https://www.sum-atm.com/ for a list of Sum Network ATMs to withdraw funds surcharge free!

Serving the Heroes that serve our community!


External Transfers now offered at Macon Bank & Trust Company

  • Macon Bank & Trust Company now offers external transfers from another Financial Institution to make your loan payment with us.
  • You must have your online banking set-up with MBTC to access external transfers and process your request. External transfers are NOT available with our mobile app.
  • External transfers may be sent via checking or savings accounts to your loan account ONLY with MBTC.
  • Make payments from the comfort of your home with the ease of our online banking services.
  • Contact your loan officer today if you have any questions.

Member FDIC. Equal Housing Lender.


Kids Corner and Money Matters for Students

Our website educates Grade School Kids about money, and everyone will just fall in love with our animated mascot-“Dollar the Dragon”. See for yourself!!

Annual Scholarship Award

Macon Bank is proud to be known as a community leader and looks forward to sponsoring the many functions of our school systems. We are proud of our young people and as part of our gratitude to them we award a $1,000.00 scholarship to a deserving senior at the Macon County, Red Boiling Springs, Westmoreland, and Clay County High Schools annually.

2020 Bus Tours

Due to Covid-19, some trips have been postponed or cancelled. Please contact Debbie Mason for additional information at 615.666.6448.