Bauer Financial Rating

Best of Bauer 5-Star Macon Bank & Trust Company:

Where You’re a Person, Not a Number.

January 2021: Coral Gables, Florida, BauerFinancial, Inc., the Nation’s Premier Bank Rating Firm, salutes 5-Star Macon Bank & Trust Company, Lafayette, Tennessee for its continued financial excellence. Not only has Macon Bank & Trust Company earned Bauer’s highest (5-Star) rating for financial strength and stability, it has maintained that top rating for 110 consecutive quarters. Earning a 5-Star rating indicates this bank excels in areas of capital adequacy, profitability, asset quality and much more. Earning and maintaining this top rating continuously for over 25 years gives Macon Bank & Trust Company the added status of being a “Best of Bauer Bank”. This designation is reserved specifically for banks that have earned Bauer’s highest rating consistently for 100 consecutive quarters… or longer.

“What I find particularly encouraging”, observes Karen Dorway, president of BauerFinancial, “is that it’s community banks, like Macon Bank & Trust Company, that are achieving this status. Community banks base decisions on relationships, not just on numbers. We seem to be coming to a point where human interaction is regaining importance. Technology is an invaluable tool, but only when it enhances the customer experience. Macon Bank & Trust Company has never lost sight of that.”

Macon Bank & Trust Company was established in 1919, and has been building personal relationships ever since. Over 100 years later, Macon Bank & Trust Company operates through eight conveniently located offices in Celina, Gallatin, Lafayette, Red Boiling Springs and Westmoreland and can also be found online at

Macon Bank & Trust Company: Celebrating 100 years of banking! 1919 – 2019.

Member of the FDIC and an Equal Housing Lender.

BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at

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