About Us

March 2010: In these tough times, it is important to know there are financial institutions that are strong, secure, and ready and able to assist their communities, Macon Bank & Trust Company, Lafayette, Tennessee is one such institution - dedicated to getting Main Street back on its feet. Since it exhibits overall financial superiority in such areas as: capital adequacy, delinquent loan levels and profitability, BauerFinancial, Inc., Coral Gables, Florida is proud to bestow its highest 5-Star Superior rating upon Macon Bank & Trust Company. In fact, this marks the 74th consecutive quarter that Macon Bank & Trust Company has earned this distinction. Only 7% of the nation's banks can claim that.

"The unstable economic picture, both on Wall Street and on Main Street, makes it all the more important to recognize those financial institutions that are strong and stable," remarks Karen L. Dorway, president of BauerFinancial. "The institutions that played by the rules and did not compromise their lending standers are the same institutions that stand ready to help build the economy back up. Macon Bank & Trust Company is an excellent example of this community spirit. "

Established in 1919, Macon Bank & Trust Company has been serving banking needs of its neighbors and friends for 91 years. It operates through seven conveniently located offices in Celina, Lafayette, Red Boiling Springs and Westmoreland and can also be found on the internet at www.maconbankandtrust.com.

Macon Bank & Trust Company: "The Best in Community Banking Since 1919."

March 2010

The Red Boiling Springs Bank was organized in March, 1919 at the Palace Hotel in Red Boiling Springs. The following directors were elected: B. W. Chitwood, Charles B. McClellan, Avery Clark, S. B. Crabtree, B. C. Trousdale, J.B.Braswell, R.P.Clark, H J. Parks, R. R. Clark, Dr. H. C. Hesson, and H. L. Sadler. The bank was located at the corner of Main Street and Market Street in Red Boiling Springs. The Bank opened for business in July 1, 1919 with a paid-in-capital of $12,500.00 and 56 stockholders. In 1928 a new bank was constructed at the corner of East Main and Main Street in Red Boiling Springs.

Brade W. Chitwood was elected president of the bank and remained so until his death in 1957 with the exception of 1923-26 when Henry Counts served in this capacity. Mr. Walter Birdwell was elected cashier to succeeded Avery Clark. Birdwell would later move to Citizens Bank of Carthage and was succeeded as cashier by Charles C. Chitwood, Sr. Chitwood retired as cashier in 1949 and was replaced by Dayton Chitwood with William B. Green being elected assistant cashier. In July of 1958, Dayton Chitwood was elected President and Chairman of the Board while Green was appointed cashier. Green succeeded Dayton Chitwood as President on September 2, 1969. Chitwood continued to serve as Chairman of the Board until his death in 1974 at which time William B. Green was appointed to serve as Chairman of the Board as well as President.

During the construction of the branch in Lafayette, the name of the Bank was changed to Macon Bank & Trust Company. The newly constructed Lafayette Office opened for business on August 2, 1965, with William B. Green serving as manager. Three years later in 1968 a new office was built in Red Boiling Springs at the corner of Main Street and McClure Street. Donald R. Birdwell was promoted to Senior Vice-President and manager of the Red Boiling Springs office in 1978. Macon Bank and Trust continued its growth in Lafayette with the construction of a new main office that opened for business November 2, 1980, located on Highway 52 Bypass. Growing again along with Macon County, Macon Bank opened a new office in the Westside community in 1994. In 1998, Macon Bank constructed a new Westside office and expanded into Westmoreland, Tennessee. This move was a first into a new county for Macon Bank & Trust Company and resulted in growth within the bank and the Westmoreland Community. In March, 2000 Macon Bank opened our office inside the local Wal-Mart Supercenter. In October, 2001 Macon Bank acquired a branch office of Union Planters Bank, located in Celina, Tennessee.

Leading the progressive bank since 1991 is Radford A. West. He serves as President and CEO while William B. Green remains Chairman of the Board. Other directors include: Donald R. Birdwell, Darrell Carman, James W. Chamberlain, Eddie K. Chitwood, Hugh Wayne Clark, Rudolph Dohoho, Melvin Grace, Odric Gregory, Olin Jent, Jr., Jerry N. Kirby and James H. Wakefield.